When financing your new home with a home mortgage that fits your budget, understanding the options and opportunities available to you is important. Your loan broker will help you select the home mortgage finance plan most appropriate to your budget and credit profile. You can learn more about some of these sources by visiting the homeowner financing links below:
- FannieMae
- Provides financial products and services to low, moderate and middle income families that make it possible for them to buy their own home. This informative website provides the new homeowner of moderate means with the information necessary to explore their home mortgage and home financing options.
- FreddieMac
- Freddie Mac is a stockholder owned corporation chartered by Congress in 1970 to keep money flowing to mortgage lenders supporting home ownership and rental housing. They purchase residential mortgages and mortgage related securities and finance them by issuing "mortgage pass through" securities and debt instruments in the capital markets.
- Federal Home Loan Banks
- The Federal Home Loan Banks are an essential source of stable, low-cost funds to financial institutions for home mortgage, small business, rural and agricultural loans. With their members, the FHLBanks represent the largest source of home mortgage and community credit.
- Federal Housing Finance Board
- The Federal Housing Finance Board regulates the 12 FHLBanks that were created in 1932 to improve the supply of funds to local lenders that, in turn, finance loans for home mortgages. The board also has regulatory authority and supervisory oversight responsibility for the Office of Finance.
- Ginnie Mae
- Ginnie Mae was created in 1968 as a wholly owned corporation within the Department of Housing and Urban Development (HUD.) Its purpose was - and is - to serve low-to moderate-income homebuyers.
- US Department of Housing and Urban Development
- HUD's mission is to increase home ownership, support community development and increase access to affordable housing free from discrimination.
- IRS Forms and Publications
- Go to this IRS site and retrieve IRS Form 523, Selling Your Home, to learn about Capital Gains treatment of your home sale.
- Department of Veterans Affairs
- Official website of the VA - where you can learn about Veterans benefits and housing assistance.
- Housing Finance
- Publication and on-line e-zine for the housing finance market.
- Case Schiller Weiss
- CASA offers an automated valuation model (AVM) for accurate, fast value estimates and predictive collateral scores for residential properties across the U.S. This site is targeted at lending institutions and Underwriters or those well involved in the "loan approval" process. Membership based access.
- International Union for Housing Finance
- The International Union for Housing Finance (IUHF) is a primary source of information for trends and innovations in housing finance and mortgage lending from around the world. In doing this, we hope to increase the rates of home ownership globally by expanding the availability of mortgage credit.
- Mortgage Bankers Association
- The Mortgage Bankers Association seeks to create an environment that enables its members to invest in communities and achieve their business objectives. The association creates this environment by developing innovative business tools, educating and training industry professionals, providing a gathering place for the sharing of ideas, acting as the industry's voice on legislative and regulatory issues, and developing open and fair standards and practices for the industry.
- National Association of Home Builders
- NAHB exists to represent the building industry by serving its members and affiliated state and local builders associations
- National Association of Real Estate Investment Trusts
- NAREIT is the national trade association for REITs and publicly traded real estate companies. Members are real estate investment trusts (REITs) and other businesses that own, operate and finance income-producing real estate, as well as those firms and individuals who advise, study and service these businesses.
- National Association of Realtors
- Since its inception in 1908, the NATIONAL ASSOCIATION OF REALTORS® has worked successfully to advance home ownership, real estate investment, private property rights and the free enterprise system in the halls of Congress and the Federal agencies.
- National Housing Institute
- The National Housing Institute is a 28-year old independent nonprofit organization that examines the issues causing the crisis in housing and community in America. NHI examines the key issues affecting affordable housing and community development practitioners and their supporters.
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