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We focus on personal service to our clients. With the bewildering array of cash out loans, variable interest only loans, and other financing available today, homeowners are often uncertain about which type of loan arrangement is best for them. By staying close to our geographic market area - we can spend quality, face to face personal time explaining to our clients why a particular loan plan is going to provide them with the best terms and lowest overall costs.

Property within the south coast areas of Orange County has experienced phenomenal growth during the early part of the century. Some neighborhoods in the beach city areas of Newport Beach, Huntington Beach, Huntington Harbour, Laguna Beach and Dana Point have appreciated in value by over 60% in a single year. Putting together a loan package for jumbo loans and 7 figure custom financing for real estate in this category requires a thorough understanding of money markets, availability of funds, underwriting considerations, market trends and the objectives of the various funding sources that participate in this range.

By carefully listening and meticulously documenting your loan package, American Capital Lending can help you present your property and personal credit profile to underwriters for a lending source we know will fit your mortgage loan requirements.
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American Capital Lending is a personal service mortgage home loan broker that works with homeowners and lenders originating mortgage loans, cash out mortgage refinancing, and debt consolidation loans along the south coast area of Orange County California. Predominantly serving the beach city area of South OC, this Orange County mortgage broker concentrates on high value homes in Huntington Beach, Huntington Harbour, Seal Beach, Newport Beach and Newport coast, Corona del Mar (CDM), Emerald Bay, Laguna Beach, Pelican Hill, Dana Point, Cota de Caza, Capistrano, Coda de Caza, San Clemente, San Juan Capistrano and further inland within the Laguna Niguel, Mission Viejo, Irvine, Lake Forest and Anaheim Hills areas.  

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